Do you want to buy a car without a licence, but you don’t know how to insure it? How to choose the best insurance formula according to your vehicle and your driving experience? lesferrets bring you valuable advice here to make the right choices in order to select car insurance for cars without a license at the best price.
Which insurance to choose to cover your car without a license?
In recent years, motorists have been able to drive without having passed the license. What type of insurance to choose for your car without a license? In France, all motorized land vehicles must be insured. This ranges from scooters to trucks, quads and cars with or without a license. The minimum insurance covers damage you may inflict on other road users. This is civil liability, also called third-party insurance.
To insure a car without a licence, insurers offer 3 levels of cover:
- Third party: basic insurance representing the compulsory minimum;
- Third plus: a happy medium with better protection;
- All risks: even if you are responsible for an accident, your insurer pays for the repairs of the damage, also on your vehicle.
Third-party insurance is the simplest formula. The choice of cover depends on your budget, the value of your car without a license and your needs. You have to adapt your cover to your use. To do this, you must think about your use: are you going to drive your car without a license for your leisure or to get to work?
What are the preferred guarantees?
When taking out insurance for an unlicensed car , it is recommended to add the collision damage option. You can add this option to be reimbursed in the event of damage to your vehicle, particularly in the event of a collision. If your vehicle is in an accident, your insurance covers the repairs. If it is not repairable, you have the payment of compensation to replace it.
It is preferable to take out the driver’s guarantee option, which is often included in all-risk insurance. With a third-party formula, it remains optional. With this additional guarantee, if you were to suffer irreversible injuries, your insurance pays you a lump sum to compensate you. This point, often overlooked, is nevertheless essential to have good coverage.
Optional legal protection is a good choice to supplement your car insurance. In the event of a dispute, during the sale or purchase of your car without a license, the insurance takes care of the legal aspect of the file. You then have insurance that can defend you, but also represent you.
Other options are possible. Some offered at a low price can be of great service to you. This is the case with 0 km assistance. You can take advantage of a tow truck paid for by the insurance in the event of a breakdown or accident. The key is to adjust your warranty to your needs while respecting your budget.
Compare insurance with ferrets
Car insurance is important. You need to make sure you get the best rate possible. You can compare the different prices on the Internet thanks to the online ferret comparator. It allows you to easily find insurance adapted to your vehicle, your driver profile and your needs. You will find the best formula in a few clicks. You can take out your car insurance directly online to save time.
To obtain proposals from different insurers, you must answer a questionnaire to establish your profile and your needs. It’s simple and convenient. It allows you to get a rate. The best offers are selected from a panel of around thirty partner insurers. You can view them in minutes. It is free and without obligation. With the help of ferrets, you can save up to 360 euros each year on your car insurance. All you have to do is select the best formula to take advantage of an attractive price.