Cars are increasingly sophisticated machines: manufacturers are implementing increasingly innovative technologies. It is all the more important to take out insurance for your new car . In this article, we will explain everything you need to know about car insurance and when you should take out your guarantee.
Why insure your car?
Insuring your car is a major expense for every driver. Liability insurance is compulsory for all motor vehicles. It is a means of protecting yourself in the event of damage caused to a person or property. You must therefore insure yourself according to the value of your car.
If you drive a car without insurance, you risk penalties. On the one hand, you risk a monetary fine. This can reach up to 3,750 euros. Also, your car can be confiscated. You may also be sentenced to other penalties such as day fines or community service.
Car insurance allows you to protect your investment. Indeed, you minimize the risk of losing the amount invested. If you opt for a new or recent car, it is better to choose comprehensive insurance. This allows you to be covered even in the event of a responsible claim. However, its cost is significantly higher.
When should you insure your new car?
The question may seem obvious, but car insurance is often the last thing that comes to mind when buying a new car. Insurance is compulsory in France and everywhere in the European Union. Insurance for a car must be taken out before it is put into circulation. This can allow you to be well covered in the event of a claim right out of the garage.
If you forgot to take out insurance when you received your new vehicle, you can take out immediate insurance the same day. This is a temporary guarantee, the duration of which is set upon subscription. This can allow you to have time to compare the possible guarantees according to your needs and your budget.
When you buy a new car, it’s up to the dealer to apply for the registration certificate. Generally, the latter is sent to you by registered mail to your home before delivery of the vehicle. This allows you to find an insurance adapted to your car by having all the useful information.
You will find on your gray card the registration number, the serial number, the power and the useful information to conclude an insurance contract. Thus, you will be able to question several insurers beforehand to find the best formula at the right price.
Compare car insurance
Lesfurets.com is a price comparator for car insurance. By using it, you benefit from a simple, fast and efficient service. lesfurets.com compare car, motorcycle and scooter insurance in minutes, offering the lowest rates for your car insurance policy. If you are looking for cheaper car insurance, know that by using lesferets, you can save up to 360 euros on your car insurance!
Using an online comparator saves time. This makes it possible to no longer have to look for the different insurance rates. You can therefore directly compare the offers without having to re-enter all the information on the site of each insurer. In addition, the service is accessible at all times. You can also find the most interesting offers more easily. This saves you time and prevents you from making mistakes.
You can find better warranties at a more competitive price. The use of the online comparator is free and without obligation. You can perform several simulations free of charge. It is sometimes difficult to narrow down your choice, but it is possible thanks to our car insurance comparator. In a few clicks, you will obtain several proposals. lesfurets offers you an easy-to-read summary to compare the amount of the premium and deductibles for each offer.
