Everyone can find themselves at one time or another looking for auto insurance. Regardless of your situation, there are several points to consider before purchasing insurance. The car without a license is a vehicle that meets certain standards and requirements. Car insurance offers formulas adapted to VSPs . In this article, we will explain to you what a car without a license is and what are the guarantees to be favored when you have a car without a license.
What is a car without a license?
A car without a license is a motor vehicle designed to be driven by people who do not have a driving license . These motorized vehicles do not exceed 45 km/h. There are several models of VSP: light quadricycles, heavy quadricycles, tricycles. They must all meet European standards for weight and power. They have a registration number as well as a license plate.
According to French law, only people over the age of 14 can drive a VSP. They must hold a Road Safety Certificate (BSR) or an AM driving licence. The BSR can be obtained from the age of 14. It allows you to drive a VSP of less than 50 cm³ limited to 2 places or a moped of less than 50 cm³ from 14 years old. At 16, it allows you to drive a moped under 125 cm³ or a cart that can accommodate a maximum of 4 people.
As a reminder, the driving rules for cars without a license are the same as with other vehicles . Drivers must obey speed limits, priority rules and other road safety rules.
What are the guarantees to favor for a car without a license?
Conventional auto insurance does not cover VSPs. Therefore, it is necessary to take out insurance adapted to vehicles without a license.
As with a classic car, several levels of protection are offered:
· Third-party insurance;
· Plus or reinforced third-party insurance;
· All risks.
Insurance for a VSP offers specific optional guarantees such as driver assistance, coverage of repairs with collision damage cover.
There are several other guarantees that can be chosen to insure your VSP. The first is legal protection . It allows you to meet legal and defense costs when you are involved in a dispute. The second is the driver’s warranty. It protects the driver against bodily injury and property damage in the event of an accident.
Another highly recommended option is Fire and Theft Insurance . It covers damage suffered by the vehicle during a fire or theft. Very easy to steal, VSPs are highly sought after by thieves.
Find your car insurance with lesfurets
lesfurets offer an insurance comparator adapted to cars without a licence. It makes it easy to compare the offers of several insurers in a few clicks. You will be able to find insurance that best meets your needs while respecting your budget.
You must complete an online quote form . It allows you to receive personalized quotes from different partner companies in just a few minutes. It is important to compare the different offers before purchasing car insurance in order to get the best coverage at the lowest price.
With lesferets, it is possible to make an average saving of €360 per year on your car contract. So why not take advantage of it now?!
