Is auto insurance for a car without a license compulsory? Can you move freely with a car without insurance? To answer these questions, follow the ferret guide. Find out everything there is to know about car insurance and how to get the best coverage for yours. Car insurance becomes simple with the help of ferrets.
Is it compulsory to insure a car without a licence?
Motor insurance is compulsory in France for all land motor vehicles. This means that if you have a scooter, a quad, a car without a license (VSP) or a classic car, you must insure your vehicle. Although driving a cart does not require a B license, it is imperative to insure it to circulate.
You must therefore take out insurance, even if you do not use it. In particular, this makes it possible to reimburse a third party in the event of damage caused by your vehicle. You can also be penalized if you do not comply with this law. You are liable to a substantial fine in the event of an inspection without insurance. Your unlicensed car may also be confiscated or you may be ordered to perform community service.
Insure your cart at least one-third. This allows you to benefit from civil liability, which is essential for driving legally. The latter covers any damage you may cause to third parties. This also includes damage caused by your vehicle. This guarantee allows you to pay less for your insurance premiums because damage to your own vehicle is not covered.
However, it is possible to take out a more complete guarantee, such as third party plus, by adding some useful options, such as glass breakage, for example. For maximum protection, you can opt for all-risk insurance, but its annual fee is much more expensive. This last solution allows you to be compensated if you are responsible for an accident and your cart requires repairs.
Who can insure a car without a licence?
The driver of the cart must hold a BSR (road safety certificate) or AM license. The latter can be at least 14 years old to drive a two-seater cart or 16 years old for a 4-seater cart.
Car insurance for a VSP, in this case, is generally taken out by the parents, who are legally responsible for the young user of the vehicle. Beyond the age of majority, drivers aged 18 or over can take out insurance for their car themselves without a licence.
Compare insurance with ferrets
To insure your car without a licence, you can use an online comparator. The service offered by lesfurets is free and without obligation. It allows you to compare many insurance offers without having to go from agency to agency. It is particularly easy to use. To obtain quotes, you must answer a few questions in order to define the vehicle to be taken out under warranty. This questionnaire also allows you to establish your driver profile.
With the answers, the comparator questions a panel of around thirty car insurer partners. This allows you to quickly obtain several proposals without having to re-enter information from each company. lesfurets present the offers to you in a readable way to make them easier to read and easily compare the best formulas available. You will be able to make your choice in a few minutes. The online service also makes it possible to identify the most economical insurance. On average, it is possible to reduce your insurance budget by 360 euros per year.
When you want to take out car insurance without a license , it is essential to find the one that best meets your needs at the best price. So you should make sure to compare all available offers. This will allow you to discover the elements that make up each formula. You will be able to consult the details of the guarantees included or the amount of any deductibles. These may apply if you opt for a formula with glass breakage, theft or accidental damage, for example.
Thus, with all its comparison elements in front of you, your choice is made easier. You will be able to take out car insurance for your car without a license with the best possible conditions.