Do you want to insure a classic car for limited weekend use? There are different options to reduce the cost of your membership fee depending on your needs. lesferets guides you in this article to help you choose the right guarantee according to your budget and the use of the vehicle.
Insuring your classic car: an obligation
As with any motor vehicle, it is imperative to have car insurance for a classic car used exclusively on weekends. Without insurance, it cannot be parked in town or driven around. In the event of an inspection, a vehicle on public roads without insurance may be fined. You are liable to a fine with a fine of €3,750.
Regardless of your use, whether occasional or frequent, your vehicle should always be covered by insurance. There are solutions for the different situations that may come your way. You can take out a minimum insurance including civil liability and a mileage limitation to have the least expensive coverage possible.
If you have a garage in a private garden, you can also insure your classic car only on the days you are going to use it. This solution can be interesting to carry out a few outings during the year or to move a vehicle during a move, for example.
Temporary car insurance: the solution for your weekends
Do you have a recent vehicle or other means of transport to get to work or go on vacation? Do you want to limit the cost of insuring your classic car for limited weekend use? The solution is temporary car insurance .
This formula makes it possible to cover a motor vehicle for a period of between 24 hours and 90 consecutive days. It provides case-by-case insurance without having to take out year-round insurance. This can also be an opportunity to improve the guarantees of a minimum insurance.
You can choose to take out permanent third-party insurance to be covered all year round when you are not using your classic car. When you attend a rally or vintage vehicle outing, you can spice up your coverage. Temporary car insurance can provide you with, for example, the following options:
- Support and troubleshooting
- Accidental damage cover
- Theft, fire, storm or attack
- Personal Effects Coverage
This can also be an opportunity to cover your collector’s vehicle for a trip abroad, being sure to be well covered. This can save you from taking out a more expensive year-round all-risk guarantee.
However, if the term auto insurance formula is practical for covering a trip a few times during the year, its use must be restricted. Its annual cost is much higher than the subscription to a conventional contract with similar guarantees. This coverage should be used sparingly to optimize your car insurance year-round.
Find your car insurance with lesfurets
Finding car insurance at the best price is not always an easy task. Between the time spent canvassing different insurance agents and the time needed to correctly compare the offers, the savings made are often minimal.
There is a simple, fast and non-binding solution to find auto insurance to insure your classic car on weekends or all year round. Go to the online insurance comparator offered by lesfurets. It allows you to compare multiple quotes with just a few clicks. You can assess the amount of your premium at any time thanks to its permanent online availability.
lesfurets compare the offers of different companies with a panel of around thirty insurers. Thanks to a simplified display of proposals, you can simply view the different offers. Contributions, the amount of deductibles and compensation are mentioned to facilitate reading.
You can choose the best formula at the most attractive price at a glance. As soon as you have selected the insurance that meets your constraints and your budget, you can subscribe directly online. No need to travel or send documents by post. You create a secure space on the insurer’s website to send them the documents necessary to open your contract. Once your file is complete, you will receive your new insurance certificate and your green card with its sticker.