To insure a cheap car without a license, you must compare the prices of several insurance companies. If it is not always easy to find the best offer, the advice of ferrets will help you sort out in order to choose the right guarantee adapted to your VSP. Our online comparator is at your disposal to choose insurance at the best price.
What is a car without a license?
The car without a license, called a cart or VSP , is a small motorized vehicle designed for driving on public roads. It does not require a category B driving license. Individuals born before 1988 can drive it without any license or Highway Code. For those born from 1988, it is necessary to have the BSR or the AM permit accessible from the age of 14.
The specifics of a license-free car can vary depending on the model and manufacturer, but in general they have the following characteristics:
- Low power motor, limited to 6 kW ;
- Light and compact body, usually with two or four seats;
- Equipped with an automatic gearbox and an assisted braking system;
- Maximum speed limited to 45 km/h;
- Number of places limited to 2 or 4 people (2 people if the driver is under 16 years old, up to 4 people from 16 years old).
They are subject to specific traffic rules, such as the ban on driving on motorways or expressways. They are often used by people without a driver’s license. They are mainly intended for short-distance urban journeys.
How to find cheap car insurance without a license?
To obtain cheap car insurance without a license, you can consider several options.
You can go through a specialized insurance company. Some insurers offer specific insurance contracts for cars without a licence. These companies can offer attractive rates. They are specialists in this area. They have an in-depth knowledge of the risks associated with these vehicles. It may be worth contacting several insurance companies to compare offers.
Another solution is to use an online comparator. Auto insurance comparators are a convenient and quick way to compare insurance offers for a car without a license. Using it, you can get personalized quotes from multiple insurance companies in just a few minutes. This makes it easy for you to find insurance that suits your needs and budget.
Even if you are looking for cheap car insurance without a license, it is still essential to take out sufficiently comprehensive insurance to protect you in the event of an accident or claim. Before taking out insurance, take the time to carefully study the different options and understand the guarantees offered.
Among these, you can choose between the following 3 levels of guarantee:
- Third-party insurance: the compulsory minimum allowing you to travel with civil liability;
- Third-party plus or reinforced third-party insurance: adds theft, fire and generally glass breakage protection;
- All-risk insurance: as its name suggests, the contract protects the vehicle in the event of an accident at fault.
If comprehensive insurance is recommended for a new VSP, its cost is much higher. The right compromise may be third-party insurance plus offering intermediate cover that is often sufficient. An option against theft being almost essential on this type of vehicle often stolen.
With the lesfurets online car insurance comparator , you can access a list of offers tailored to your needs in just a few minutes. You will then be able to compare the quotes and then select the best offer. You can subscribe directly online to be covered as soon as possible. By using ferrets, you will save time and money while benefiting from insurance adapted to your needs.