Features and Benefits of Axis Bank Ace Credit Card
Eligibility Criteria for Axis Bank ACE Credit Card
Hello friends, in today’s post we will provide information related to Axis Bank ACE Credit Card. If you want a credit card in which you get cashback, then Axis Bank’s Ace Credit Card is a good option for you. In this post, we will discuss all those factors related to Axis Bank ACE Credit Card which is very important for you to know and with this we will also tell you that you can take Axis Bank ACE Credit Card Kaise, then end this post. Must read till
Axis Bank Ace Credit Card is one of the best cashback credit cards in India as it offers 5% cashback on some brands and 2% cashback on all other transactions and DTH through Google Pay, or other recharges and other types of expenses. Offers 4% cashback. For Axis Bank ACE Credit Card, you have to pay a joining fee of Rs 499. However, if you spend Rs 10,000 within 45 days of card issuance, the joining fee will be refunded.
Features and Benefits of Axis Bank Ace Credit Card
Given below are the features and benefits of Axis Bank ACE Credit Card:
- Joining Fee Reversal: If you spend Rs 10,000 within 45 days of issuance of Axis Bank ACE Credit Card, the joining fee is refunded.
- Annual Fee Waiver: If you spend Rs 2 lakh or more in a year with this credit card, you can avail annual fee waiver.
- Complimentary lounge access: If you take an Axis Bank ACE Credit Card, you can enjoy up to 4 complimentary access to airport lounges across the country in a year.
- Fuel Surcharge Waiver: You can avail 1% fuel surcharge waiver on fuel purchases between Rs.400 to Rs.4,000 at any petrol pump in the country using Axis Bank Ace Credit Card.
- Dining Delights: Avail up to 20% off on your dining bills using the Ace Credit Card at over 4,000 partner restaurants.
- EMI: Using the Ace Credit Card, you can easily convert purchases of Rs 2,500 or more into EMIs.
- Unlimited Cashback: In Axis Bank ACE Credit Card, you are given unlimited cashback, which is as follows:
- Get 5% cashback on bill payments, DTH recharge and mobile recharge with Google Pay.
- You get 4% cashback on Swiggy, Ola and Zomato.
- You can avail 2% cashback on all other expenses.
Eligibility Criteria for Axis Bank ACE Credit Card
To apply for Axis Bank Ace Credit Card, you need to fulfill the eligibility criteria given below:
- Age: Applicant’s age should be minimum 18 years and maximum 70 years.
- Citizenship: You must be an Indian citizen.
- Profession: Salaried or self-employed, both individuals can apply for this card.
- Credit Score: You must have a good credit score. Usually 750 to 850 is considered a good score. Click here to check your credit score .
Documents Required for Axis Bank ACE Credit Card
You will need the following documents to apply for Axis Bank Ace Credit Card.
- pan card
- photograph
- Proof of Identity: Aadhar Card, Passport, Voter ID, Driving License, etc.
- Address Proof: Driving License, Passport, Utility Bill (not more than 3 months old) Ration Card, Property Registration Document, etc.
- Proof of Income: Salary slip (not more than 3 months old), 3 months bank statement, Form 16, IT return etc.
Axis Bank Ace Credit Card Charges
All the charges related to Axis Bank Ace Credit Card are given in the table below:
| joining fee | 499 rupees |
| Annual Fee | 499 rupees |
| Rate of interest | 3.6% per month |
| over limit penalty | 3% (minimum Rs.500) |
| cash payment fee | 100 rupees |
| late payment fee | Up to Rs 100: Nil Rs 101 to Rs 300 : 100 Rs 301 to Rs 1,000: 300 Rs 1,001 to Rs 5,000: 500 Rs 5,001 to Rs 10,000: 600 Rs 10,001 and above: Rs 700 |
| Cash withdrawal fee | 2.5% of the cash amount (minimum Rs.500) |
How to apply for Axis Bank ACE Credit Card?
You can apply for Axis Bank ACE (ACE) credit card both online and offline, both the ways are given below:
Apply Online for Axis Bank ACE Credit Card
- Visit the official website of Axis Bank .
- In the dropdown menu, click on ‘Explore Products’.
- Now under ‘Cards’ click on ‘Credit Cards’.
- A list of credit cards will appear in front of you.
- Find ‘Axis Bank ACE Credit Card’ in the list and click on ‘Apply Now’.
- A new page will open in front of you.
- Now you choose whether you are an existing customer or a new customer.
- Enter the details like your name, mobile number, your monthly income.
- OTP will come on your phone, Vrify OTP.
- Now credit cards will be shown to you based on your profile.
- Finally select your card and click on submit.
Offline Axis Bank ACE Credit Card Kaise Le
- Visit your nearest Axis Bank branch.
- Carry the necessary documents with you.
- Tell the representative of the bank that you want to apply for Axis Bank ACE Credit Card.
- The representative of the bank will provide you all the information related to this card.
- Your eligibility and documents will be checked.
- If you qualify for the Axis Bank ACE Credit Card, your card application will be accepted and the card will be sent to your contact address.
Axis Bank Credit Card Customer Care
For any query related to Axis Bank ACE Credit Card, you can contact the customer care at the number given below.
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