As a true vintage car enthusiast, you want to be able to drive a vintage car every day. However, if technically possible, you may be subject to certain administrative constraints in connection with your insurance contract. lesferets will explain the applicable rules for driving your classic car.
What is a collectible car?
Before wanting to take the wheel of a vintage car on a daily basis, it is important to define exactly what a classic car is. Indeed, several criteria must be met for your vehicle to be officially a collector’s car. It is possible to drive an older car without it officially having this status.
First, to be considered a classic car , the vehicle must have been registered for the first time at least 30 years earlier. This is the date of first registration appearing on the gray card or the registration certificate. Here it does not matter whether you are the first owner or not. Likewise, it does not matter the current registration of the vehicle. You can have a vintage vehicle registered in the SIV (with registration type AA-123-AA).
Your vehicle must also no longer be produced by the manufacturer. It must conform to the original, that is to say respect its approval when it is put into service. The engine, for example, must be identical to the original one (same displacement, same power, same transmission, etc.). Your automobile must also have historical value. Finally, to be officially considered a collector’s car, you must request a certificate issued by the FFVE.
After studying your file, the federation grants you, or not, the certificate. You can have the mention “collection” added to section Z of the registration certificate. Therefore, your vehicle will have to comply with the specific rules applicable to classic cars such as passing the technical inspection every 5 years.
Can you drive a classic car every day?
Driving a classic car every day is legally permitted. It can also circulate freely in the ZFEm, the zones with low mobility emissions restricting the use of a polluting vehicle. To use your classic car, you simply have to maintain it properly and respect the traffic rules dictated by the Highway Code. If your vehicle is subject to the periodic technical inspection obligation, you must comply with this rule.
However, your insurer may impose certain restrictions on agreeing to cover your vehicle. Indeed, he may require you to have another, more recent vehicle, and that it be insured with him. Some companies refuse to cover the home-to-work journey. You cannot use your vintage car to get to your place of work. You may also be limited to an annual mileage of a few thousand kilometres.
If you want to drive an old car, over 30 years old, without being restricted by your insurance, you must choose a car that has not been classified as a collection. In this case, you can use it freely every day both for your private trips and to go to work, if you chose this option when you took out your insurance. Be careful however, without having official collector car status, you will no longer be able to enter the ZFE with your old vehicle.
Compare car insurance offers with lesferets
To insure your classic car, you need to choose an insurance company that can provide you with the right coverage for your vehicle. Depending on the value of your car, it may be wise to have it appraised in order to adapt the compensation of your contract. To find adequate car insurance , you can canvass insurers one by one or opt for a more efficient solution: the online comparator.
By going to the online ferret insurance comparator, you will be able to compare many offers in just a few clicks. Without leaving your home, at any time, even at night or on Sundays, get proposals taking into account all your needs and the specifics of your car.
What’s more, with lesfurets, you can save €360 on your next contract. It is also time saved to obtain tailor-made car insurance. You can choose the company offering you the best formula according to your profile and your needs. Insuring a vintage car has never been easier on the Internet. So don’t wait any longer to take advantage of it now too!